Bitcoin, Ether and USDt Yield Features Arrive in Telegram's Integrated Crypto Wallet
Users of Telegram's integrated cryptocurrency wallet can now generate returns on Bitcoin, Ether and USDt through new self-custodial Vaults available within the messaging platform.
A newly launched feature within Telegram's integrated cryptocurrency wallet now enables users to generate yields on leading digital currencies directly through the messaging application.
The latest enhancement brings "Vaults" functionality to TON Wallet, a self-custodial wallet solution embedded within Wallet in Telegram, giving users the ability to store, transfer and earn returns on Bitcoin (BTC), Ether (ETH) and Tether's USDt (USDT) while remaining within the chat environment, based on a Thursday announcement provided to Cointelegraph.
"At Wallet in Telegram, our mission is to transform digital assets from complex concepts into practical tools for everyday life," said Andrew Rogozov, CEO of The Open Platform and Wallet in Telegram.
The infrastructure operates on decentralized finance (DeFi) technology supplied by Morpho, a lending network, along with TAC (TON Applications Chain), which serves as the TON ecosystem's execution layer, and Re7, a strategy provider. These technological components function behind the scenes, allowing users to engage with an intuitive interface that resembles a conventional app wallet, according to the announcement.
Telegram aims to simplify DeFi earning
According to Telegram, the objective is to make cryptocurrency earning more accessible to mainstream users by eliminating the technical procedures typically required for DeFi services, which commonly demand multiple wallets, network bridges and third-party applications.
The vault mechanisms produce variable yields and permit users to maintain ownership of their assets through self-custody, the announcement indicates. Vaults supporting USDT provide dollar-based earning strategies with varying risk profiles, while vaults for BTC and ETH deliver identical functionality for two of the most prominent cryptocurrencies, as stated in the announcement.
Telegram has also outlined plans to enable direct deposits of native Bitcoin and Ether, which will automatically convert to wrapped form within the TON ecosystem to facilitate transfer and earning capabilities.
Wallet in Telegram reports having accumulated more than 150 million registered users.
TON launches crypto payments toolkit for merchants
Earlier in the month, the TON Foundation unveiled TON Pay, a software development kit for payments that enables merchants and Telegram Mini App developers to receive cryptocurrency payments directly within Telegram.
Telegram experienced substantial growth in its operating revenue during 2025, generating $870 million in the first half of the year, representing a 65% increase from $525 million in the corresponding period a year earlier. Approximately $300 million of the revenue originated from exclusivity agreements connected to its affiliated cryptocurrency Toncoin (TON).